Personal Finance Tip of the Week: Strategies for better money management

Nobody cares about your money more than you do, and smart management of it certainly important. A good rule of thumb is: spend less than you earn, and invest early and often. Big life decisions often bring your finances into question, and can give you a sometimes unwanted wake up call. No matter what position you are in financially, it’s important to have healthy habits when it comes to your money.
Before you get start developing these habits, you need to understand your income and expenses. Once you understand where your money is coming from and where it’s going then you can manage it effectively. Here are a few tips:
• Save money
• Start budgeting
• Monitor your bank accounts regularly
• Use your credit cards wisely
• Review and understand your credit report
• Plan for the future
• Spend less than you earn

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