Personal Finance Tip of the Week: Take a Defensive Driving Course to reduce your auto insurance

Defensive driving classes cover a range of topics, including proper yielding procedures, lesser-known driving laws, post-accident protocols and drunk-driver detection. For some “non-voluntary” participants, defensive driving classes may be a required part of a DUI or reckless-driving sentence. Others may take defensive driving classes at the behest of their insurers. In fact, many insurance companies hold out the promise of significant post-completion discounts to their policyholders.
These discounts vary widely and may be contingent on certain other benchmarks. For instance, some insurance companies may not offer defensive driving discounts to policyholders who haven’t been convicted of a serious driving offense.