Personal Finance Tip of the Week: Shopping Savings Tips for the Holidays

The holidays are usually a crazy time of year for everyone with family in town, going on vacation, and most importantly your finances up in the air. Between juggling the bills, paying for vacations, family dinners, and gifts, the season for love and giving can be a very stressful one. Here are just a few tips to get you through the holidays without ripping all your hair out:

Shop early: don’t wait until the last minute to buy presents and end up overspending. shopping early gives you enough time to compare prices on big purchases before hand

Get creative: handmade gifts never go out of style, as corny as it may seem. Incorporate some talents you may have and make a big impression with your gifts.

Develop a budget: one of the many important things to maintain your finances is to develop a budget for yourself and stick to it. Make a log of what you are spending money on and how much it costs.

With careful planning and creative gift giving, you can actually enjoy the holidays without fear of your finances.