Personal Finance Tip Of The Week: Get In The Swing Of Using A Check Register

A check register is your personal record of your checking account, separate from the records your bank keeps. This allows you to see (and continually update) your account balance, any withdrawals or deposits to your account, and transactions that have not yet hit your account. It’s like an extra security blanket for your bank account to keep track of money that’s being spent. Your check register will help you:
• Identify bank mistakes
• Catch identity theft – if you see something you didn’t expect, you need to report it as quickly as possible to get full protection under US law
• Avoid bounced checks (and the expenses and potential problems that come with them)
• Know how much you can afford to spend, and whether you need to transfer money to your checking account to cover upcoming expenses

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